Tis the season to go broke.
So let me get this straight, I’m suppose to go out and buy a bunch of junk (for people that might or might not be deserving) because “tis the season?”
I’m not going to start complaining about what the real meaning of Christmas is but a lot of people have completely warped what the “holiday” season is all about.
So far I’ve been told that I need to purchase an iPod, cell phone, toys, a five hundred dollar bag, and a bunch of other junk that will be either collecting dust in a few months or lost.
I have no issue at all about telling people that I’m cheap financially responsible and not willing to go broke over one month because it’s expected.
It is hard to stay disciplined during this time of year because it seems as though the best sales are going on right now (One terabyte hard drives for less than $150), high definition televisions are still dropping in prices and trendy clothes continue to get cheaper.
What’s even more difficult to restrain from are the credit card offers that litter my mail box on a weekly basis with each one getting better than the last.Plus having a little girl that wants the world is probably what is making me rethink my financial responsibility but I believe that I can’t make progress if I don’t sacrifice.
None of my loved ones (especially my daughter) will go without (unless they tell me not to purchase anything) but I’m not going overboard.
Actually I’m not even getting on the ship, I’m at the dock waiving at everyone sailing away for a month only to be hit with those credit card payments in January, once again starting the endless cycle of being anindentured servant.
Performing the same steps every year and expecting a different result is delusional.